Terms of service

Terms of service

Effective September 19, 2026. Sidebar Finance is operated by Aman Raheja.

The service

Sidebar Finance provides financial education and coaching. It does not provide investment, tax, or legal advice, recommend specific securities or products, or manage money. See Coaching, not advice for the full picture. Every decision about your money is yours.

Booking and payment

  • Paid services are paid in advance, in Canadian dollars, plus applicable taxes.

  • Prices are per household. Partners may attend together at no extra charge.

  • The Sidebar ($300) credits toward a Money Reset if you upgrade within 30 days.

  • In Your Corner ($1,500/year) is available after a completed Money Reset and is paid annually in advance.

Rescheduling and no-shows

  • Reschedule free of charge with at least 24 hours’ notice.

  • Less than 24 hours’ notice, or not showing up, forfeits that session. One courtesy exception per client, at Aman’s discretion.

Refunds

  • The Sidebar: full refund if cancelled at least 24 hours before the session, or if you tell me within 48 hours after the session that it wasn’t worth it.

  • Money Reset: if you stop partway, sessions used are charged at $300 each and the balance is refunded. If your goal is done in fewer than three sessions, the remaining session stays yours for three months.

  • In Your Corner: full refund within 30 days if we haven’t met. After that, unused full quarters are refunded.

  • Check-in ($150, 45 minutes, past clients): full refund if cancelled at least 24 hours before the session.

Projections and information

  • Projections are illustrations based on assumptions, not predictions or guarantees. Actual results will differ.

  • You’re responsible for giving accurate, complete information, and for your own decisions and actions.

Confidentiality

  • What you share is confidential and handled as described in the privacy policy.

Liability

  • To the extent permitted by law, Sidebar Finance’s total liability for any claim is limited to the fees you paid for the service in question.

Governing law

  • These terms are governed by the laws of Ontario and the federal laws of Canada that apply there.

Changes and contact

  • We may update these terms and will post changes here. Questions go to aman@sidebarfinance.ca.

© 2026 Sidebar Finance. All rights reserved.

Sidebar Finance provides financial education and coaching only. It does not provide investment, tax, or legal advice, recommend specific securities or financial products, or manage money, and nothing on this site or in a session is a recommendation to buy or sell any security. Sidebar Finance is not owned by, sponsored by, or acting on behalf of any financial institution, dealer, or insurer. Aman Raheja is a CFP® professional. For advice specific to your situation, consult an appropriately registered advisor, tax professional, or lawyer.

© 2026 Sidebar Finance. All rights reserved.

Sidebar Finance provides financial education and coaching only. It does not provide investment, tax, or legal advice, recommend specific securities or financial products, or manage money, and nothing on this site or in a session is a recommendation to buy or sell any security. Sidebar Finance is not owned by, sponsored by, or acting on behalf of any financial institution, dealer, or insurer. Aman Raheja is a CFP® professional. For advice specific to your situation, consult an appropriately registered advisor, tax professional, or lawyer.