Independent money coaching for Canadians. I help you navigate the institutions holding your money, make big decisions with precision, and learn to run it yourself.
No product to sell. No institution to protect. Just someone in your corner.
Your institutions: Choosing where your money lives, moving and consolidating it, reading your statements, and knowing what to ask when someone’s pitching you.
Your investments: Learning to build a portfolio of ETFs or funds in your own account, using your RRSP and TFSA well, comparing fees, and deciding between managed and do-it-yourself.
Your big decisions: Pension payouts, job changes, buying a home, paying down debt, or the cash that’s been sitting still too long.
Your plan: Goal-based planning, retirement and compound growth projections, how long your money could last, and the everyday habits that build or erode your net worth.
Not sure where to start? Book a free 20-minute call. Prices are per household, in CAD, plus applicable taxes. Partners welcome.
Is this financial advice?
No. Sidebar Finance provides financial education and coaching. I don’t recommend specific securities or financial products, and I don’t manage money. I help you understand your situation and your options, so you can make your own decisions.
Will you tell me the best investment to buy?
No, and be wary of anyone who says there’s one best investment for everyone. I’ll help you understand your risk, your goals, and your options, so you can judge any investment yourself.
Can you tell me which bank or brokerage to use?
I’ll walk you through how institutions compare (fees, service, account options, and how they fit the way you like to work) so you can choose with confidence. The choice is yours.
I don’t want to manage my own money. Can you still help?
Yes. Choosing who manages it, understanding what they charge, and knowing what to ask them is exactly the kind of decision we work on.
Do you sell products or earn commissions?
No. You pay for the session. That’s the only way Sidebar Finance is paid.
Why not just ask my bank?
You should. Most people just don’t know what to ask, or how to tell a good answer from a product pitch. I help with both.
Do you use AI?
Yes, as a tool. I use it to build projections and scenarios quickly, often live on our call. The judgment and the conversation are mine. Your information is handled as described in the privacy policy.
Do I need a lot of money to work with you?
No. This is for anyone who wants to understand their money, whether that’s savings sitting idle or accounts spread across three institutions.
How do sessions work?
Everything is by video, anywhere in Canada. What you share stays between us, and is handled as described in the privacy policy.
What do I need to prepare?
Nothing for the free call. For paid sessions, you’ll get a short checklist: usually recent statements and your questions.